What Is A Payday Loan?
A Payday loan is a short term loan which can help you get the money you need without waiting in line at a bank or borrowing money from a friend. Be responsible when using Payday Loans they are not long term financial solutions.
How Much Can I Borrow?
You can get approved with Payday Presto online for up to $1,000.
Can I Receive A Loan?
If you have a bank account and are employed you may qualify for a loan. Once you have submitted your information with the approval form above, you will receive a real-time connection to a lender for your financial assistance request.
What If I Fail To Pay?
Failure to make timely payments may result in NSF or late fees. If your account becomes severely delinquent, it may be turned over to a 3rd party collection agency which could impact your credit score. Loans do not automatically renew without prior approval. If you renew or "rollover" your loan, your principal balance may not be reduced, depending on the state, and you will owe additional fees and/or interest.
What Can I Use My Loan For?
Anything you need! Payday Presto does not require you to disclose your intended usage of this loan. If you need car repairs, help with rent, groceries and gas, or any other financial requirement, this may be the loan for you. Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
What is the APR range?
Lenders in our network may offer loans with 261% - 1304% APR, which can vary per state regulations.
What Is The Loan Process?
The process requires you to privately submit your information with the form above, which will be securely processed in real time. You will receive an immediate response, connecting you to an appropriate lender.
What is Payday Presto?
This website's loan matching service matches consumers with prospective lenders participating in this website's direct network of loan lenders ("participating lenders") for short-term loans up to $1000 (Dependent on State Regulations).